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August 15, 2018

First Time Home-Buyer?

Buying a home can be an intimidating task for many, often leaving first-time homebuyers feeling lost in the process of navigating mortgages, education, and assistance. If you are looking for guidance with the home buying process, there are some resources to assist you.

Massachusetts offers several state-sponsored mortgage programs that are available for low and moderate-income families throughout the state. To learn if you are eligible for any of these state-sponsored mortgage products, visit this site. Some of the resources available for those seeking affordable homeownership include Citizens’ Housing and Planning Association (CHAPA) and Massachusetts Affordable Housing Alliance (MAHA), programs that are designed to help low-to-moderate income homebuyers find an affordable house, while also educating them about the lottery system and home buying process.

Some individuals might also want to seek additional guidance through first-time homebuyer courses. More information on those courses can be found on the Massachusetts Department of Housing and Community Development (DHCD) page for first time home buyers.

Despite all the information available online, it’s recommended to seek legal when purchasing a home, to ensure the process is completed accurately. A lawyer can help ensure that the purchase agreement reflects the buyer and seller’s desires, advise on the tax consequences of the buyer transaction, or review the brokerage agreement. Having legal counsel will help individuals navigate the important and complex process of first time home buying.

If you have any questions, or need representation regarding housing or real estate, please call the Boston Bar Association’s Lawyer Referral Service at 617- 742- 0625 or connect with an area attorney online.